$ FairRate Audit

Rate my processor · anonymous owner reports

The transparency wall: what businesses really pay.

No public database of real processing rates exists. Owners negotiate blind, against an industry that knows exactly what everyone pays. This flips the asymmetry: owners report what they pay, everyone sees the aggregates, nobody sees anything identifiable.

Why this exists

When a processor quotes you a rate, you have no way to know whether it's good, average, or terrible. The information is scattered across thousands of private contracts. So here is the deal: add your numbers anonymously, and the wall gets smarter for everyone. The more owners report, the tighter and more useful the picture becomes.

Every submission is anonymous. We never ask for your business name, and raw submissions are never displayed — only aggregate medians, and only for cells with enough reports to be meaningful.

Add your rate

Suggestions only — type any processor if yours isn't listed.
Pick the band, not the exact number.
Total fees ÷ total volume for a typical month, as a percentage.

Published aggregates

Aggregates only — cells with fewer than 3 reports are hidden.

Medians, not averages — the middle value, so one extreme outlier can't drag the number.

Anonymous — no names, no businesses, no raw submissions, ever.

No published aggregates yet — be the first to report.

These are owner-reported figures, not audited results — useful context, not a verdict on any processor. If you want your own number verified properly, that's what the free audit is for.