Hi, I'm Mike.
Mike has personally led four major payment-processor migrations across Canadian retail — processor replacements, POS rollouts, and greenfield setups — so when he says he'll project-manage your switch, he's done it before.
- Migrated a retail operation onto Moneris — full processor replacement on live stores
- Migrated a retailer to Moneris including a full new POS rollout across the chain
- Migrated a retailer from FreedomPay to Shift4 — processor change mid-operation
- Greenfield Moneris setup, integrated with the retailer's existing POS system
That's the whole reason FairRate Audit exists. Most fee consultants can read a statement. Very few have actually stood in a store during a processor cutover and kept the tills running. When Mike recommends a switch, he's not guessing how it goes — he's lived it, four times, across replacements, rollouts, and fresh builds.
Based in the Toronto area, working with small businesses across Canada — and vendor-independent: Mike works for the business being audited, not for any processor. His specialty beyond payments is retail systems themselves — POS hardware and software, integrations, and inventory — which is why FairRate Audit also offers POS services as a follow-on to the audit.
FairRate Audit is a consulting service. We're not a payment processor, we're not a bank, and we never touch your money — our fee is a monthly invoice for half of the savings we document. If a processor referral bonus is ever part of a recommendation, you'll see it disclosed in writing before you sign anything.
Let's look at your statements.
Free audit, no obligation. The worst case is a clean bill of health.
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